À propos de CandCalc

1. What is CandCalc?

CandCalc is an independent Canadian automotive financing calculation and educational resource. We build fast, modern, and mathematically rigorous calculators designed specifically for Canadian vehicle purchasing scenarios—factoring in provincial sales taxes (GST, PST, HST, QST), loan terms, trade-in values, dealer fees, and Canadian compounding interest conventions.

Our Mission & Commitment

Auto financing in Canada can often be complex, opaque, and confusing. Dealership quotes, varying provincial taxes, hidden fees, and different payment frequencies make it challenging for buyers to understand their true cost of borrowing. Our mission is to provide transparent, accessible, and 100% free financial modeling tools so Canadian drivers can compare financing options with clarity and confidence.

Our Core Calculation Tools.

• 1. Car Payment Calculator: Calculate monthly, bi-weekly, or weekly loan payments with comprehensive amortization schedules.
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• Taxes & Fees Calculator: Incorporate exact provincial tax rates (ON, BC, QC, AB, etc.) and dealership documentation fees.
• Newcomer & Used Car Calculators: Tailored tools for first-time buyers, new Canadian residents, and pre-owned vehicle purchases.
• Affordability & Down Payment Tools: Determine maximum vehicle budgets based on monthly income and upfront cash contributions.
• Lease vs. Buy & Refinancing: In-depth comparisons of total ownership costs versus leasing and evaluation of refinance savings.
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• Educational Content & Web Stories

• In addition to our interactive tools, CandCalc publishes comprehensive car buying guides, auto finance news, and visual Web Stories designed to break down complicated automotive finance concepts into clear, actionable advice.
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Contacting the Team

We continuously update our calculation models, provincial tax schedules, and editorial content. If you have questions, suggestions, or feedback, reach out to us directly at admin@candcalc.com.