Terms of Service | CandCalc

Acceptance of Terms

By accessing or using CandCalc (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the website or its calculation tools.

Purpose of the Service

CandCalc provides free automotive financing calculation tools, payment comparison models, provincial tax estimates, and educational articles for informational and planning purposes only. CandCalc is not a licensed financial advisor, credit broker, bank, or automobile dealership.

User Conduct & Permitted Use

You agree to use CandCalc exclusively for personal, non-commercial evaluation and educational research. You agree not to scrape, reverse engineer, overload, or launch automated bot requests that impair website performance or security.

Intellectual Property

All calculator interfaces, proprietary algorithms, graphic designs, Web Stories, editorial articles, and software code are the intellectual property of CandCalc and protected under Canadian and international copyright laws.

Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express or implied. While we strive for 100% mathematical precision and up-to-date provincial tax figures, we do not guarantee that calculations will be error-free or match specific dealership financing contracts.

Limitation of Liability

In no event shall CandCalc, its developers, or affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the calculators or information on this website.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada and the applicable provincial laws therein.